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2016 Official Opinions Op. Nev. Att'y Gen. 1 (2016)

handle is hein.sag/sagnv0114 and id is 1 raw text is: STATE OF NEVADA OFFICE OF THE ATTORNEY GENERAL 100 North Carson Street Carson City, Nevada 897014717 ADAM PAUL LAXALT Attorney General WESLEY K. DUNCAN First Assistant Attorney General NICHOLAS A. TRUTANICH First Assistant Attorney General March 16, 2016 OPINION NO. 2016-01 LOCAL GOVERNMENT EMPLOYEES' HEALTH INSURANCE: RETIREES: PREMIUM RATES; Local governmental employers may not offer a health plan option only available to retirees. County contracts with another Nevada state agency to provide benefits to active employees through the County's self- funded plan, per NRS 287.025(1)(b); retirees from other agency would be eligible per NRS 287.0205. Local government employer required to commingle claims experience of active employees and retirees in determining premium rates for retirees; not required to do so for determining premium rates of active employees; premium rates of two groups not required to be the same. Commingling for purposes of determining retiree rates required for plans created pursuant to NRS 287.010 and 287.015. Mr. Steven B. Wolfson Clark County District Attorney 200 Lewis Avenue Las Vegas, Nevada 89101 Dear Mr. Wolfson: You have requested an opinion from the Office of the Attorney General on various questions concerning local governments' programs of health insurance for their retirees. Telephone 775-684-1100 . Fax 775-684-1103 * www.ag.state.nv.us * E-mail aginfo@ag.state.nv.us