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2013 Nebraska Attorney General Reports and Opinions 1 (2013)

handle is hein.sag/sagne2013 and id is 1 raw text is: offire

JON BRUNING
ATTORNEY GENERAL

STATE OF NEBRASKA
of the Attornrp                  tneral
2115 STATE CAPITOL BUILDING
LINCOLN, NE 68509-8920
(402) 471-2682
TDD (402) 471-2682
FAX (402) 471-3297 or (402) 471-4725

G'-o~ I

SUBJECT:
REQUESTED BY:
WRITTEN BY:

Neb. Rev. Stat. § 8-157.01; Non-discriminatory Operation Of And
Fees For Switches Used By Automatic Teller Machines And Other
Equipment To Transmit Electronic Information For Financial
Institutions In Nebraska.
John Munn, Director
Nebraska Department of Banking and Finance
Jon Bruning, Attorney General
Dale A. Comer, Assistant Attorney General

Neb. Rev. Stat. § 8-157.01 (2012) creates standards and rules for automatic
teller machines (ATMs), point-of-sale (POS) terminals, and other electronic
transmissions by financial institutions in the State of Nebraska. Those electronic
transmissions are accomplished through the use of switches, and a switch is defined,
under Neb. Rev. Stat. § 8-101 (14) (2012), as any facility where electronic impulses or
other indicia of a transaction originating at an automatic teller machine or point-of-sale
terminal are received and are routed and transmitted to a financial institution, data
processing center, or other switch, wherever located. Section 8-101(14) also provides
that a switch may be a data processing center. Section 8-157.01 requires the
Department of Banking and Finance (the Department) to approve the operation of any
switch, and further requires that switches provide non-discriminatory access, operation
and charges to financial institutions in the state. Issues have now arisen regarding the
application of § 8-157.01 and its requirements for switches. As a result, you have
requested our opinion with respect to several questions which are addressed below.

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