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2017 Neb. L. Rev. Bulletin 1 (2017)

handle is hein.journals/nelrvbu2017 and id is 1 raw text is: Note* MADDENv. MIDLAND FUNDING, LLC, 786 F.3d 246 (2d Cir. 2015): The Second Circuit Threatens to Disrupt Capital Markets TABLE OF CONTENTS I. Introdu ction .................................................................................... . . . . 2 II. B a c k g ro u n d ............................................................................................ 5 A. History of Usury Law and the Valid-When-Made Doctrine ...............5 B. National Bank Act and the Preemption Doctrine .................................... 9 III. Analysis: Madden v. Midland Funding, LLC ................................................... 15 IV. The Folly of the Second Circuit's Decision .................................................... 22 V. The Potential Impact of the Second Circuit's Decision .................................... 25