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13 N.C. Banking Inst. [i] (2009)

handle is hein.journals/ncbj13 and id is 1 raw text is: North Carolina Banking Institute VOLUME 13 MARCH 2009 CONTENTS ARTICLES In Remembrance: Donald F. Clifford, Jr ..................................... LiSsA L. BROOME 1 BOARD OF ADVISORS Wall Street Meets Main Street: Understanding the Financial Crisis ......................................... EAMONN K. M ORAN 5 Perspectives on the Financial Crisis: Introduction ................................. EDITORIAL BOARD 103 Stripping Off Market Accountability: Housing Policy Perspectives on the Crises in the Financial System .............................. CHARLES E. DAYE 105 Bankruptcy Reform and the Financial Crisis .................. MELISSA B. JACOBY 115 Filling a Regulatory Gap: It is Time to Regulate Over-The- Counter Derivatives ........... THOMASLEE HAZEN 123 Extraordinary Government Intervention to Bolster Bank Balance Sheets .............. LISSA L. BROOME 137 The New Crisis for the New Century: Some Observations on the Big-Picture Lessons of the Global Financial Crisis of 2008 .................... SAULET.OMAROVA 157