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21 Com. Lending Rev. 1 (2006)

handle is hein.journals/cmlrv21 and id is 1 raw text is: Commercial Lending Review Managing the Credit Cycle: A Behavioral Risk Interpretation 3 By Joseph V. Rizzi As we enter the higher-risk portion of the credit cycle, lenders and risk managers must focus on the middle ground between doomsayers and cheerleaders. FIN-46 Consolidation: Impact on Lending Decisions 9 By James R. Duncan and James Schmutte A new accounting standard may require bankers to rework loan agreements or covenants. An Effective Records Management Program 13 By Craig Landrum A properly implemented records management program offers significant protection from reputational, compliance and litigation risks. Solving Environmental Risk in Commercial Real Estate Transactions 25 By Edmund A. Greene An overview of the law and strategies for commercial lenders. Lending to the Emerging Debtor in the Face of an Appeal 35 By Steven B. Levine and Gopal K. Balachandran Can a lender ever extend exit financing in the face of an almost certain appeal? COMMERCIAL LENDING REVIFW 1 JANUARY-FEBRUARY 2006