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133 Banking L.J. i (2016)

handle is hein.journals/blj133 and id is 1 raw text is: THE BANKING LAW JOuRNAL VOLUME 133 NUMBER 1 January 2016 Editor's Note: Welcome 2016! Steven A. Meyerowitz 1 Enterprise Risk Management: Where is Legal and Compliance? Thomas C. Baxter, Jr., and Won B. Chai 3 Robust Causality and Cautionary Standards: Why the Inclusive Communities Decision, Despite Upholding Disparate-Impact Liability, Establishes New Protections for Defendants-Part II Elizabeth L. McKeen, Bimal Patel, and Ashley Pavel 16 Recent Developments in the Law Governing the Fiduciary Duties of Bank Directors David W Moon, Michael C. Keats, and Stephen J. Newman 25 Secured Creditors Beware: Liens May Be Extinguished under a Chapter 11 Plan Marc Skapof and George Klidonas 32 OCC Anticipates Nearly Half of Outstanding HELOCs Will Reach End-of-Draw Period by 2017 Heather L. Hansche and Lindsay S. Henry 36 Banking Briefs Terence G. Banich 40 SLexisNexis-