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Con ressional Research Service
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May  13, 2015


Coastal Flood Resilience: Policy, Roles, and Funds


Congress and other policymakers are faced with how to
cost-effectively reduce coastal flood risk. Issues include
how  to coordinate action and assign responsibilities for
preparedness, mitigation, response, and recovery; who
bears the cost of impacts and long-term adjustments; and
how  to finance actions to improve coastal flood resilience.

States largely determine whether the approach to coastal
flooding is to protect (e.g., constructed dunes, gates),
accommodate   (e.g., elevate structures and infrastructure), or
avoid and retreat (e.g., rolling easements that allow the
shore to migrate inland). A state's approach can have
implications for disaster resilience (including for public
infrastructure), demand for federal assistance, and patterns
and rates of recovery. Federal programs and policies can
provide incentives or disincentives for nonfederal
investment in coastal planning and risk reduction. The past
decade has been marked by increased federal emergency
funding for areas hit by coastal storms and increasing
federal aid as a share of hurricane damages: 6% in 1955,
50%  in 2005, 69% in 2008, and more than 75% in 2012
(see National Research Council, Reducing Coastal Risk,
2014). To what extent various federal programs and funds
promote resilience (i.e., ability to recover from disruptions
and adapt to changing conditions) is the subject of debate.

Coastal Flood Development and Risk

U.S. coastal development historically was dominated by
urban areas with ports and defense installations, such as
Miami  and Tampa-St. Petersburg, Florida; New York
City/Newark, New  York and New  Jersey; New Orleans,
Louisiana; and Virginia Beach, Virginia. More recently,
smaller settlements have transformed into higher-density
resorts and urban complexes. The resulting trend is for
coastal flooding to threaten greater proportions of the
nation's population, infrastructure, and investments. The
flood hazard is shaped by a locale's meteorologic,
hydrologic, and geologic conditions and by broader trends
in sea levels and conditions. Flooding occurs with not only
storms but also regular high tides that produce nuisance
flooding. In 2014, the National Oceanic and Atmospheric
Administration (NOAA)  identified nonlinear increases in
coastal nuisance flooding.

Flood vulnerability and consequences are shaped by land
use and building code practices and investments in
nonstructural protection (e.g., natural dunes, wetlands) and
structural measures (e.g., barriers/gates, engineered dunes).
Considerable variation exists across states and among local
jurisdictions in the adoption, use, and enforcement of these
measures. Variation also exists in the effort to maintain
functional and intact wetlands and coastal forests as
defenses from erosion and flooding. One 2014 study
estimated the potential future economic impacts of storm


surge and sea-level rise on U.S. coasts cumulatively during
this century at $1 trillion (nominal 2005 dollars,
undiscounted), assuming use of economically efficient
protective responses (J. Neumann et al., Joint effects of
storm surge and sea-level rise on U.S. Coasts: New
economic  estimates of impacts, adaptation, and benefits of
mitigation policy, Climate Change, 2014). Awareness of
flood risk and its long-term fiscal impact historically has
proven insufficient to motivate pre-disaster land use
changes and investments in mitigation and protection.

Federal Assistance

Most coastal flood-related federal spending since 2005 has
consisted of emergency funds concentrated on storm-
damaged  areas, rather than competitively distributed.
Support through the annual federal appropriations process
typically has been for planning and technical assistance,
with some cost-shared investment in mitigation and
protection. For most years, annual spending for these
activities has totaled less than $200 million nationally for
agencies with related missions: NOAA, Federal Emergency
Management   Agency (FEMA),  and U.S. Army  Corps of
Engineers (Corps), as described below. State and local
spending data on coastal flood activities is not available.

National  Oceanic  and  Atmospheric   Administration

NOAA's   primary role in coastal resilience has been to
support planning and provide technical assistance,
traditionally through Coastal Zone Management Act
(CZMA;   16 U.S.C. 1451-1464) activities and more recently
through the Digital Coast initiative. The CZMA
concentrates on protecting, restoring, and developing
coastal communities and resources. Under CZMA's
voluntary program, coastal states and territories develop
management  plans. Once these plans are federally
approved, states become eligible for grants, and federal
actions in the coastal zone are required to be consistent with
state plans. Managing development in high-hazard areas is
a key element of most state plans. Coastal resilience has
become  one of NOAA's  funding priorities, and CZMA
grant program funding is used to support state efforts to
reduce damages caused by coastal hazards ($17 million in
FY2014). In 2015, NOAA   established the Regional Coastal
Resilience Grants program to build community, ecosystem,
and economic resilience, and it requested $50 million for
the program in FY2016. NOAA   uses Digital Coast and its
partnerships to provide state and local coastal managers
with data, mapping services, training, and case studies.

Federal  Emergency Management Agency

FEMA's   most prominent roles in coastal resilience are
through the Hazard Mitigation Grant Program (which is
funded based on a formula derived from individual declared


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