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H. Rept. 119-695 1 (2026-06-11)

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                     119TH CONGRESS                                       REPT.119-695
                        2d Session   J HOUSE   OF  REPRESENTATIVES            Part 1






                        DISASTER LOAN ACCOUNTABILITY AND REFORM ACT



                      JUNE 11, 2026.-Committed to the Committee of the Whole House on the State of
                                        the Union and ordered to be printed



                       Mr. WILLIAMS  of Texas, from  the Committee  on Small  Business,
                                           submitted  the following


                                              REPORT

                                                together with

                                             MINORITY VIEWS

                                             [To accompany H.R. 4238]

                       The Committee   on Small  Business, to whom   was referred the bill
                     (H.R. 4238) to improve  accountability in the disaster loan program
                     of the Small Business  Administration, and  for other purposes, hav-
                     ing considered the same,  reports favorably thereon with  an amend-
                     ment  and recommends   that the bill as amended  do pass.

                                                  CONTENTS
                                                                                      Page
                         I. Purpose and  Bill Sum m ary  ........................................................................  4
                         II. N eed  for  Legislation  ...................................................................................  4
                       III. H earings  ......................................................................................................  4
                       IV. Com m ittee  Consideration  ...........................................................................  5
                       V . Com m ittee  V otes  ........................................................................................  5
                       VI. Section-by-Section  of H .R. 4238  .................................................................  7
                       VII. Congressional Budget Office Cost Estimate ............................................  8
                       VIII. New Budget Authority, Entitlement Authority, and Tax Expenditures              8
                       IX. Oversight Findings & Recommendations ..................................................  8
                       X.  Performance   Goals and  Objectives  ............................................................  8
                       XI. Statement of Duplication of Federal Programs .................. 8
                       XII. Congressional Earmarks, Limited Tax Benefits, and Limited Tariff
                            B en efits  .....................................................................................................  8
                      XIII. Federal M andates  Statem ent  .....................................................................  9
                      XIV. Federal Advisory Committee Statement ..................................................  9
                      XV.  Applicability  to  Legislative  Branch  ..........................................................  9
                      XVI. Statement of Constitutional Authority .....................................................  9
                      XVII. Changes in Existing Law Made by the Bill, as Reported .......................   9
                      XVIII. Com m ittee  Correspondence  ........................................................................  114
                      XIX . M inority  V iew s  ............................................................................................  116
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