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H. Rept. 119-535 1 (2026-02-25)

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U.S. GOVERNMENT
INFORMATION 4















                    119TH CONGRESS                                         REPORT
                       2d Session   J HOUSE   OF REPRESENTATIVES           119-535







                          MERGER AGREEMENT APPROVALS CLARITY AND
                                         PREDICTABILITY ACT




                    FEBRUARY 25, 2026.-Committed to the Committee of the Whole House on the State
                                      of the Union and ordered to be printed




                     Mr. HILL  of Arkansas, from the Committee  on Financial Services,
                                          submitted  the following



                                             REPORT


                                           [To accompany H.R. 6570]

                      The  Committee  on  Financial Services, to whom  was referred the
                    bill (H.R. 6570) to require the Comptroller  General of the United
                    States to study the use  of commitments   and conditions in connec-
                    tion with  insured  depository institution merger   applications by
                    Federal  depository institution regulatory agencies to ensure  they
                    align with statutory requirements,  and  for other purposes, having
                    considered the same, reports favorably thereon with an  amendment
                    and recommends   that the bill as amended do pass.

                                                 CONTENTS

                                                                                    Page
                    Purpose and Sum m ary  ........................................................................................... .  2
                    Background and Need for Legislation  ....................................................................  2
                    Com m ittee  Consideration  ........................................................................................  3
                    R elated H earings  .....................................................................................................  3
                    C om m ittee  V otes  .....................................................................................................  4
                    Com m ittee  Oversight Findings  ...............................................................................  6
                    Perform ance Goals  and  Objectives  .........................................................................  6
                    Com m ittee  Cost  Estim ate  .......................................................................................  6
                    New Budget Authority and CBO Cost Estimate ...................................................  6
                    Unfunded M andates Statem ent  ..............................................................................  6
                    E arm ark Statem ent  .................................................................................................  6
                    Federal Advisory Committee Act Statement .........................................................  6
                    Applicability  to  the  Legislative  Branch  .................................................................  7
                    Duplication of Federal Program s  ............................................................................  7
                    Section-by-Section  Analysis of the  Legislation  ......................................................  7
                    Changes in Existing Law Made by the Bill, as Reported .................             7
                    Documents Included by Unanimous Consent ........................................................  8

                      The  amendment   is as follows:
                      Strike all after the enacting clause and insert the following:
                      69-006