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H. Rept. 119-513 1 (2026-02-23)

handle is hein.congrecreports/crptxaibk0001 and id is 1 raw text is: AUTHENTICATED r U.S. GOVERNMENT INFORMATION 4 119TH CONGRESS REPORT 2d Session j HOUSE OF REPRESENTATIVES 119-513 TRIBAL TRUST LAND HOMEOWNERSHIP ACT OF 2025 FEBRUARY 23, 2026.-Committed to the Committee of the Whole House on the State of the Union and ordered to be printed Mr. WESTERMAN, from the Committee on Natural Resources, submitted the following REPORT [To accompany H.R. 2130] The Committee on Natural Resources, to whom was referred the bill (H.R. 2130) to require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes, having considered the same, reports favorably thereon without amendment and recommends that the bill do pass. PURPOSE OF THE LEGISLATION The purpose of H.R. 2130 is to require the Bureau of Indian Af- fairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes. BACKGROUND AND NEED FOR LEGISLATION H.R. 2130 requires the Bureau of Indian Affairs (BIA) to process and complete residential and business mortgage packages on In- dian land within 20 or 30 days, depending on application type, more closely aligning BIA timelines with industry practices. This bill also requires annual reporting to Congress on BIA-reviewed mortgages, directs the Government Accountability Office (GAO) to assess the need to digitize mortgage records, establishes a Realty Ombudsman position, and provides relevant agencies and tribes with read-only access to BIA's Trust Asset and Accounting Manage- ment System (TAAMS). Indian lands primarily fall into one of three categories: trust, fee, and restricted fee. H.R. 2130 applies only to trust land, which is owned by the federal government and managed by the U.S. Depart- ment of the Interior for the benefit of an Indian tribe or individual 69-006