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U.S. GOVERNMENT
INFORMATION 4
119TH CONGRESS REPORT
2d Session J HOUSE OF REPRESENTATIVES 119-474
LEAST COST EXCEPTION ACT
FEBRUARY 2, 2026.-Committed to the Committee of the Whole House on the State
of the Union and ordered to be printed
Mr. HILL of Arkansas, from the Committee on Financial Services,
submitted the following
REPORT
[To accompany H.R. 6547]
The Committee on Financial Services, to whom was referred the
bill (H.R. 6547) to amend the Federal Deposit Insurance Act to pro-
vide an exception to the least-cost resolution requirement, and for
other purposes, having considered the same, reports favorably
thereon with an amendment and recommends that the bill as
amended do pass.
CONTENTS
Page
Purpose and Sum m ary ........................................................................................... . 3
Background and Need for Legislation .................................................................... 3
Com m ittee Consideration ........................................................................................ 4
R elated H earings ..................................................................................................... 4
C om m ittee V otes ..................................................................................................... 5
Com m ittee Oversight Findings ............................................................................... 7
Perform ance Goals and Objectives ......................................................................... 7
Com m ittee Cost Estim ate ....................................................................................... 7
New Budget Authority and CBO Cost Estimate ................................................... 7
Unfunded M andates Statem ent ............................................................................. 7
E arm ark Statem ent ................................................................................................. 7
Federal Advisory Committee Act Statement ......................................................... 8
Applicability to the Legislative Branch ................................................................. 8
Duplication of Federal Program s ............................................................................ 8
Section-by-Section Analysis of the Legislation ...................................................... 8
Changes in Existing Law Made by the Bill, as Reported ................. 9
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