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H. Rept. 119-473 1 (2026-02-02)

handle is hein.congrecreports/crptxahzs0001 and id is 1 raw text is: AUTHENTICATED r U.S. GOVERNMENT INFORMATION 4 119TH CONGRESS REPORT 2d Session J HOUSE OF REPRESENTATIVES 119-473 RURAL DEPOSITORIES REVITALIZATION STUDY ACT FEBRUARY 2, 2026.-Committed to the Committee of the Whole House on the State of the Union and ordered to be printed Mr. HILL of Arkansas, from the Committee on Financial Services, submitted the following REPORT [To accompany H.R. 6536] The Committee on Financial Services, to whom was referred the bill (H.R. 6536) to require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes, having considered the same, reports favorably thereon with an amendment and rec- ommends that the bill as amended do pass. CONTENTS Page Purpose and Sum m ary ........................................................................................... . 2 Background and Need for Legislation .................................................................... 2 Com m ittee Consideration ........................................................................................ 3 R elated H earings ..................................................................................................... 3 C om m ittee V otes ..................................................................................................... 3 Com m ittee Oversight Findings ............................................................................... 6 Perform ance Goals and Objectives ......................................................................... 6 Com m ittee Cost Estim ate ....................................................................................... 6 New Budget Authority and CBO Cost Estimate ................................................... 6 Unfunded M andates Statem ent .............................................................................. 6 E arm ark Statem ent ................................................................................................. 6 Federal Advisory Committee Act Statement ......................................................... 7 Applicability to the Legislative Branch ................................................................. 7 Duplication of Federal Program s ............................................................................ 7 Section-by-Section Analysis of the Legislation ...................................................... 7 Changes in Existing Law Made by the Bill, as Reported ................. 7 Documents Included by Unanimous Consent ........................................................ 8 The amendment is as follows: Strike all after the enacting clause and insert the following: SECTION 1. SHORT TITLE. This Act may be cited as the Rural Depositories Revitalization Study Act. 69-006