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H. Rept. 119-409 1 (2025-12-15)

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                     119TH CONGRESS                                           REPORT
                        1st Session  j  HOUSE   OF REPRESENTATIVES            119-409






                                   ASSOCIATION HEALTH PLANS ACT



                     DECEMBER 15, 2025.-Committed to the Committee of the Whole House on the State
                                        of the Union and ordered to be printed



                      Mr.  WALBERG,   from the Committee   on Education   and Workforce,
                                           submitted   the following


                                               REPORT

                                                 together with

                                              MINORITY VIEWS

                                              [To accompany H.R. 2528]

                       The  Committee   on  Education  and  Workforce,  to  whom   was  re-
                     ferred the bill (H.R. 2528) to amend   the Employee   Retirement   In-
                     come  Security Act  of 1974 to clarify the treatment  of certain asso-
                     ciation health plans  as employers,  and  for other purposes,  having
                     considered the same,  reports favorably thereon  with an  amendment
                     and recommends that the bill   as amended   do pass.
                       The  amendment is   as follows:
                       Striking all after the enacting clause and insert the following:
                     SECTION 1. SHORT TITLE.
                       This Act may be cited as the Association Health Plans Act.
                     SEC. 2. TREATMENT OF GROUP OR ASSOCIATION OF EMPLOYERS.
                       (a) IN GENERAL.-Section 3(5) of the Employee Retirement Income Security Act
                     of 1974 (29 U.S.C. 1002(5)) is amended-
                          (1) by striking The term and inserting (A) The term; and
                          (2) by adding at the end the following:
                       (B) For purposes of subparagraph (A), a group or association of employers shall
                     be treated as an 'employer' solely for purposes of sponsoring a group health plan,
                     regardless of whether the employers composing such group or association are in the
                     same industry, trade, or profession, if such group or association-
                          (i)(I) has established and maintains an employee welfare benefit plan that
                        is a group health plan (as defined in section 733(a)(1));
                          (II) provides coverage under such plan to at least 51 employees after all of
                        the employees employed by all of the employer members of such group or asso-
                        ciation have been aggregated and counted together as described in subpara-
                        graph (D);
                          (III) has been actively in existence for at least 2 years;


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