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H. Rept. 119-402 1 (2025-12-12)

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INFORMATION 4













                    119TH CONGRESS                                         REPORT
                       1st Session  J HOUSE   OF REPRESENTATIVES           119-402






                     NORTHERN MARIANA ISLANDS SMALL BUSINESS ACCESS
                                                   ACT



                    DECEMBER 12, 2025.-Committed to the Committee of the Whole House on the State
                                      of the Union and ordered to be printed



                      Mr. WILLIAMS  of Texas, from the Committee  on  Small Business,
                                          submitted  the following


                                             REPORT

                                               together with

                                            MINORITY VIEWS

                                            [To accompany H.R. 3496]

                      The  Committee  on Small  Business, to whom  was referred the bill
                    (H.R. 3496)  to amend  the Small  Business  Act for microloan eligi-
                    bility for the Commonwealth  of the Northern  Mariana  Islands, and
                    for other purposes, having  considered the same,  reports favorably
                    thereon  with  an  amendment and recommends that the bill as
                    amended   do pass.

                                                 CONTENTS
                                                                                    Page
                        I. Purpose and  Bill Sum m ary  .......................................................................  2
                        II. N eed  for  Legislation  ...................................................................................  2
                        III.  H earings  ......................................................................................................  2
                        IV. Com m ittee  Consideration  ..........................................................................  2
                        V . Com m ittee  V otes  ........................................................................................  2
                        VI. Section-by-Section  of H .R. 3496  .................................................................  5
                      VII. Congressional Budget Office Cost Estimate ............................................  5
                      VIII. New Budget Authority, Entitlement Authority, and Tax Expenditures              5
                      IX. Oversight Findings & Recommendations ..................................................  5
                      X.  Performance   Goals and  Objectives  ............................................................  5
                      XI. Statement of Duplication of Federal Programs .................. 5
                      XII. Congressional Earmarks, Limited Tax Benefits, and Limited Tariff
                            B en efits  .....................................................................................................  6
                     XIII. Federal M andates  Statem ent  .....................................................................  6
                     XIV. Federal Advisory Committee Statement ..................................................  6
                     XV.  Applicability  to  Legislative  Branch  ..........................................................  6
                     XVI. Statement of Constitutional Authority .....................................................  6
                       69-006