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H. Rept. 119-366 1 (2025-11-04)

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U.S. GOVERNMENT
INFORMATION 4















                    119TH CONGRESS                                         REPORT
                       1st Session  J HOUSE   OF REPRESENTATIVES           119-366







                              STRESS TESTING ACCOUNTABILITY AND
                                          TRANSPARENCY ACT




                     NOVEMBER 4, 2025.-Committed to the Committee of the Whole House on the State
                                      of the Union and ordered to be printed




                     Mr. HILL  of Arkansas, from the Committee  on Financial Services,
                                          submitted  the following



                                             REPORT


                                               together with


                                            MINORITY VIEWS

                                            [To accompany H.R. 5270]

                      The  Committee  on  Financial Services, to whom  was referred the
                    bill (H.R. 5270) to require the Board  of Governors  of the Federal
                    Reserve  System  to issue rules to establish certain methodologies
                    and  scenarios used in stress testing, and for other purposes, having
                    considered the same, reports favorably thereon with an  amendment
                    and recommends   that the bill as amended do pass.

                                                 CONTENTS

                                                                                    Page
                    Purpose and Sum m ary  ........................................................................................... .  2
                    Background and Need for Legislation  ....................................................................  3
                    Com m ittee  Consideration  ........................................................................................  3
                    R elated H earings  .....................................................................................................  4
                    C om m ittee  V otes  .....................................................................................................  4
                    Com m ittee  Oversight Findings  ...............................................................................  9
                    Perform ance Goals  and  Objectives  .........................................................................  9
                    Com m ittee  Cost  Estim ate  .......................................................................................  9
                    New Budget Authority and CBO Cost Estimate ...................................................  9
                    Unfunded M andates Statem ent  ..............................................................................  9
                    E arm ark Statem ent  .................................................................................................  9
                    Federal Advisory Committee Act Statement .........................................................  10
                    Applicability  to  the  Legislative  Branch  .................................................................  10
                    Duplication of Federal Program s  ...........................................................................  10
                    Section-by-Section Analysis of the Legislation .....................................................  10
                    Changes in Existing Law Made by the Bill, as Reported .................              11
                    Documents included by Unanimous Consent .......................................................  12
                       69-006