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H. Rept. 119-170 1 (2025-06-25)

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                    119TH CONGRESS                                         REPORT
                       1st Session    HOUSE   OF REPRESENTATIVES           119-170







                       HALTING UNCERTAIN METHODS AND PRACTICES IN
                                      SUPERVISION ACT OF 2025



                     JUNE 25, 2025.-Committed to the Committee of the Whole House on the State of
                                       the Union and ordered to be printed



                     Mr. HILL  of Arkansas, from the Committee  on Financial Services,
                                          submitted  the following


                                             REPORT

                                               together with

                                            MINORITY VIEWS

                                            [To accompany H.R. 3379]

                      The  Committee  on  Financial Services, to whom  was referred the
                    bill (H.R. 3379) to amend the Federal Financial  Institutions Exam-
                    ination Council Act of 1978 to require the Federal financial institu-
                    tions regulatory agencies to update  the CAMELS Rating System,
                    and  for other purposes, having considered the same,  reports favor-
                    ably thereon with  an amendment   and  recommends   that the bill as
                    amended   do pass.

                                                 CONTENTS
                                                                                    Page
                    Purpose and Sum m ary  ........................................................................................... .  3
                    Background and Need for  Legislation  ....................................................................  3
                    Com m ittee  Consideration  ........................................................................................  3
                    R elated H earings  .....................................................................................................  3
                    C om m ittee  V otes  .....................................................................................................  4
                    Com m ittee  Oversight Findings  ...............................................................................  7
                    Perform ance Goals  and  Objectives  .........................................................................  7
                    Com m ittee  Cost  Estim ate  .......................................................................................  7
                    New Budget Authority and CBO Cost Estimate ...................................................  7
                    Unfunded M andates Statem ent  .............................................................................  7
                    E arm ark Statem ent  .................................................................................................  7
                    Federal Advisory Committee Act Statement .........................................................  7
                    Applicability  to  the  Legislative  Branch  .................................................................  8
                    Duplication of Federal Program s  ............................................................................  8
                    Section-by-Section  Analysis of the  Legislation  ......................................................  8
                    Changes in Existing Law Made by the Bill, as Reported ................. 9
                    M inority  V iew s  ........................................................................................................  19
                       59-006