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![handle is hein.congrecreports/crptxaddm0001 and id is 1 raw text is:
116TH CONGRESS I
2d Session J HOUSE OF REPRESENTATIVES
REPORT
116-417
SMALL BUSINESS LENDING FAIRNESS ACT
MARCH 19, 2020.-Committed to the Committee of the Whole House on the State
of the Union and ordered to be printed
Ms. WATERS,
from the Committee on Financial Services,
submitted the following
REPORT
together with
MINORITY VIEWS
[To accompany H.R. 3490]
[Including cost estimate of the Congressional Budget Office]
The Committee on Financial Services, to whom was referred the
bill (H.R. 3490) to amend the Truth in Lending Act to prohibit cer-
tain unfair credit practices, and for other purposes, having consid-
ered the same, reports favorably thereon with an amendment and
recommends that the bill as amended do pass.
CONTENTS
Page
Purpose and Sum m ary ........................................................................................... 2
Background and Need for Legislation ................................................................... 2
Section-by-Section A nalysis ................................................................................... . 3
H e arin g s ................................................................................................................... 4
C om m ittee C onsideration ....................................................................................... 4
C om m ittee V otes ...................................................................................................... 4
Statement of Oversight Findings and Recommendations of the Committee ...... 6
Statement of Performance Goals and Objectives .................................................. 6
New Budget Authority and CBO Cost Estimate .................................................. 6
Com m ittee Cost E stim ate ....................................................................................... 8
U nfunded M andate Statem ent .............................................................................. 8
A dvisory C om m ittee ............................................................................................... 8
Application of Law to the Legislative Branch ...................................................... 8
E arm ark Statem ent ................................................................................................ . 8
Duplication of Federal Program s ........................................................................... 8
Changes to E xisting L aw ....................................................................................... 8
99-006
AUTHENTICATEO
U.S. GOVERNMENT
INFORMATION
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