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![handle is hein.congrecreports/crptxaddl0001 and id is 1 raw text is:
116TH CONGRESS I
2d Session J HOUSE OF REPRESENTATIVES
REPORT
116-416
PROTECTING YOUR CREDIT SCORE ACT OF 2019
MARCH 12, 2020.-Committed to the Committee of the Whole House on the State
of the Union and ordered to be printed
Ms. WATERS,
from the Committee on Financial Services,
submitted the following
REPORT
together with
MINORITY VIEWS
[To accompany H.R. 5332]
[Including cost estimate of the Congressional Budget Office]
The Committee on Financial Services, to whom was referred the
bill (H.R. 5332) to amend the Fair Credit Reporting Act to ensure
that consumer reporting agencies are providing fair and accurate
information reporting in consumer reports, and for other purposes,
having considered the same, reports favorably thereon with an
amendment and recommends that the bill as amended do pass.
CONTENTS
Page
Purpose and Sum m ary ........................................................................................... 7
Background and Need for Legislation ................................................................... 8
Section-by-Section A nalysis ................................................................................... . 9
H e arin g s ................................................................................................................... 1 1
C om m ittee C onsideration ........................................................................................ 12
C om m ittee V otes ...................................................................................................... 12
Statement of Oversight Findings and Recommendations of the Committee ...... 15
Statement of Performance Goals and Objectives .................................................. 15
New Budget Authority and CBO Cost Estimate ................................................... 15
Com m ittee Cost E stim ate ....................................................................................... 19
U nfunded M andate Statem ent ............................................................................... 19
A dvisory C om m ittee ................................................................................................ 19
Application of Law to the Legislative Branch ....................................................... 19
E arm ark Statem ent ................................................................................................. 19
Duplication of Federal Program s ............................................................................ 20
Changes to E xisting L aw ........................................................................................ 20
99-006
AUTHENTICATEO
U.S. GOVERNMENT
INFORMATION
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