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![handle is hein.congrecreports/crptxacwn0001 and id is 1 raw text is: AUTHENTICATEO
U.S. GOVERNMENT
INFORMATION
Op
116TH CONGRESS REPORT
1st Session HOUSE OF REPRESENTATIVES 116-305
RESTRICTING CREDIT CHECKS FOR EMPLOYMENT
DECISIONS ACT
NOVEMBER 21, 2019.-Committed to the Committee of the Whole House on the
State of the Union and ordered to be printed
Ms. WATERS, from the Committee on Financial Services,
submitted the following
REPORT
together with
MINORITY VIEWS
[To accompany H.R. 3614]
[Including cost estimate of the Congressional Budget Office]
The Committee on Financial Services, to whom was referred the
bill (H.R. 3614) to amend the Fair Credit Reporting Act to ban the
use of credit information for most employment decisions, and for
other purposes, having considered the same, report favorably there-
on with an amendment and recommend that the bill as amended
do pass.
CONTENTS
Page
Purpose and Sum m ary ........................................................................................... 4
Background and Need for Legislation ................................................................... 4
Section-by-Section A nalysis ................................................................................... . 6
H e a rin g s ................................................................................................................... 6
C om m ittee C onsideration ....................................................................................... 7
C om m ittee V otes ...................................................................................................... 7
Statement of Oversight Findings and Recommendations of the Committee ...... 9
Statement of Performance Goals and Objectives .................................................. 9
New Budget Authority and CBO Cost Estimate .................................................. 9
Com m ittee Cost E stim ate ....................................................................................... 10
U nfunded M andate Statem ent ............................................................................... 11
A dvisory C om m ittee ................................................................................................ 11
Application of Law to the Legislative Branch ....................................................... 11
E arm ark Statem ent ................................................................................................. 11
Duplication of Federal Program s ............................................................................ 11
C h anges to E xisting L aw ........................................................................................ 11
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