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H. Rept. 116-282 1 (2019-11-12)

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116TH CONGRESS I
   1st Session  J HOUSE OF REPRESENTATIVES


REPORT
116-282


        FHA LOAN AFFORDABILITY ACT OF 2019



NOVEMBER 12, 2019.-Committed to the Committee of the Whole House on the
              State of the Union and ordered to be printed


Ms. WATERS,


from the Committee on Financial Services,
  submitted the following


                         REPORT

                           together with

                        MINORITY VIEWS

                        [To accompany H.R. 3141]

          [Including cost estimate of the Congressional Budget Office]

  The Committee on Financial Services, to whom was referred the
bill (H.R. 3141) to limit the collection of annual premiums under
the FHA program for mortgage insurance for single family housing,
and for other purposes, having considered the same, report favor-
ably thereon with an amendment and recommend that the bill as
amended do pass.

                             CONTENTS
                                                                 Page
Purpose and Sum  m ary  ...........................................................................................  2
Background and Need  for  Legislation  ...................................................................  2
Section-by-Section  A nalysis  ................................................................................... .  3
H e a rin g s  ...................................................................................................................  3
C om m ittee  C onsideration  .......................................................................................  4
Com m ittee  Votes  and  Roll Call Votes  ....................................................................  4
Statement of Oversight Findings and Recommendations of the Committee ......             6
Statement of Performance Goals and Objectives ..................................................  6
New Budget Authority and CBO Cost Estimate ..................................................  6
Com m ittee  Cost  E stim ate  .......................................................................................  10
U nfunded M andate  Statem  ent  ...............................................................................  11
A dvisory  C om m ittee  ................................................................................................  11
Application  of Law  to  the  Legislative  Branch  .......................................................  11
E arm ark  Statem ent  .................................................................................................  11
Duplication  of  Federal Program  s  ............................................................................  11
C h anges  to  E xisting  L aw   ........................................................................................  11

   99-006


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