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15 Prac. Real Est. Law. 3 (1999)

handle is hein.ali/prel0015 and id is 1 raw text is: 771E PRACTICAL REAL ESTATE LAWYEfI Volume 15/Number 1 CONTENTS How To Avoid Home Foreclosure (with Forms) 9 Despite a seemingly robust economy, the already high home-foreclosure rate is climbing even higher. However, lenders will gladly accept alternatives to foreclosure, if they are properly packaged and presented to them. Russell C. Wirbicki is the founder and executive director of the Horizon Legal Center, Chicago, Illinois, a non-profit legal clinic dedicated to helping homeowners avoid foreclosure. He conducts workshops and is a frequent speaker on issues related to foreclosure prevention. Being Smart About Wetlands 31 To protect your developer client from needless delays and expenditures over a possible regulated wetland, know how to recognize when there is an issue, and if there is, how to properly and quickly resolve it. Johnine J. Brown is a partner in The Brown Environmental Law Group, P.C., Chicago, Illinois. She is Vice-Chair of the Environmental Quality Committee of the ABA's Section of Natural Resources, Energy, and Environmental Law (SONREEL) and a member of the International Council of Shopping Centers. Sheila H. Deely is a associate at The Brown Environmental Law Group. She is a frequent author on environmental law topics and is a member of SON- REEL